What is Credit Score in hindi ? How to check credit score free? credit score check free in hindi, credit score free, credit score report - Trending Sector - trendingsector.com, trending sector, trending news, trending topic

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Tuesday, 2 October 2018

What is Credit Score in hindi ? How to check credit score free? credit score check free in hindi, credit score free, credit score report

Har insan ka kuchh bada sapna jaroor hota hai lekin us sapne ko Pura karne ke liye work loan Lena chahta hai. But use kabhi kabhi loan nahi mil pata hai aur us insan ka sapna adhura hi rah jata hai. Lekin Kya aapko pata hai use loan nahi Milne ka sabse bada reason hai uska credit score. To dosto agar aap bhi loan Lena chahte hai ya fir credit score ke bare me janna chahte hai to ye article ko Pura padhte rahiye.

What is Credit Score in hindi ?  How to check credit score free? credit score check free in hindi, credit score free, credit score report
What is Credit Score in hindi ?  How to check credit score free? credit score check free in hindi, credit score free, credit score report

Credit Score Kya hai -


Credit score ek report hai Jo ye Batata hai ki aap loan ke EMI ko dene me kitne percent sakhsham hai. Ye aapki sari details ko leta hai jaise ki income details, expenditure details, property details, job details, family details, bank details, account balance aur batata hai ki aapka credit score kitna hai. Sabhi bank loan dene se pahle aapki credit score ko check karta hai aur agar aapka credit score jyada hai to aapko loan de details hai aur agar aapka credit score Kam hai to sayad wo bank aapko loan nahi dega.


How Credit Score Work-


Credit score check karte samay website aapse sabhi details mangegi jaise ki. Bank statement, account balance, credit card details, property details , business details, etc. Ye sabhi details mangane ke bad website ye check karti hai ki aapke account me kitna balance rahta hai, aapka har month kitna money transaction hota hai, aap kitna time par apna credit card bill pay karte hai, aapki overall earning kitna hai, aur aap kitna expenses hai. Credit Score ye bhi check karti hai ki aap apne past me kitne loan liye hai aur us loan ke EMI ko time to time pay kiye hai ha nahi. Iske bad aapka credit score generate hota hai aur aapko batati hai ki aap loan ki EMI dene me kitne percent saksham hai. Jisse ye safe pata chal jata hai ki Bank aapko loan dega ki nahi dega.

Minimum Credit Score to Get Loan


Dosto aapke man me ye sawal jaroor aaya hoga ki ham credit score to check kar lete hai par bank hame kitne credit score ke bad loan deti hai. To friend aapko Bata de ki credit score 300-900 ke beech me hota hai. Aur abhi ke survey ke anusar sabhi bank 79% wahi logo ko loan deti hai jiska minimum credit score 750 ya isse jyada hota hai.


Best Company to Check Credit Score-


Dosto credit score ko check karne see pale aapke man me ek sawal jaroor aaya hoga ki credit score check kaha karte hai ya credit score ko check karne ke liye trusted website Kon si hai.
To dosto aapko Bata de ki credit score check ka Kam mainly 4 credit rating company karti hai.
1. Cibil TransUnion
2. Experian
3. Equifax
4. High Mark

 Dosto credit score check karne ka Kam to mainly ye 4 company hai lekin India me sabse pahle CIBIL( Credit Information Bureau India Limited) ne credit rating ka Kam shuru Kiya tha aur ye India ka sabse purana credit rating company hai isliye ye sabhi logo ke Nazar me best company hai aur is company ko log jyada prefer karte hai. Waise ye 4 company ke diye hue credit score me jyada antar nahi hota hai.

How to check Credit Score-

Dosto pahle to credit score check karne me bahut sare paise lagte the . Ek baar credit score check karne ke lag-bhag 500-1500 rupya lagta that. But aaj ke samay me aapko bahut sare website mil jate hai Jo aapke credit score ko free me check karne me aapki madad karti hai.

Dosto RBI ( Reserve Bank of India) ke niyam ke anusar aap ek sal (jan - dec) me ek bar free me credit score check kar sakte hai. Aap ye Charo company see har year ek bar free me apna credit score check Kar sakte hai. Agar aap ek year me ek bar see jyada bar apna credit score download karna chahte hai to aapko 550 .
To dosto agar aapapna credit score check karna chahte hai to aapko sabse pahle CIBIL ke official website par Jana hoga. Fir aapko waha par apni sabhi details Deni hogi. Uske bad aap apne credit score ko download kar sakte hai.


How to improve your Credit Score


Dosto agar loan Lena chahte hai aur credit score check kiye to ye Kam nikalta hai to is kaise badhaye ?
Dosto credit score 10-20 din me nahi increase ya decrease hota hai. Isko increase ya decrease hone me bahut time lagta hai. Isliye aap ise turant to increase nahi Kar sakte hi but aap agar apne credit score ko hamesa ke liye mention karna chahte hai to aapko kuchh rules follow karna padega -

1. Apne loan EMI or credit card bill hamesa time par pay karna hoga. Ye aapke credit score ko increase karne me bahut mad karti hai.

2. Hamesa loan ya fir credit card ke application ko apply soch samajhkar kare. Agar aapko loan ki sahi me jyada jaroorat ho tabhi is apply kare.


To dosto umeed hai aapko ye article jaroor pasand aaya hoga. Agar aapko ye achcha laga to hamare dusre article ko bhi jarror padhe aur hame comment me apna koi oppinion jaroor de. Hamare blog par visit karne ke liye bahut-bahut dhanyabad.

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